I understand your tough decision

hopefully if all goes well by mid next summer we will be snowballing on one of our two mortgages and at that point I’ll have to make a major decision on which to do first. The first mortgage will be lower in what is owed by about $10,000 but it is also a lower interest rate than the second mortgage.
The two payments are within $100 of each other, but if I paid off the 1st first I’d only have part of that monthly to put on the second because of needing to put back for taxes and insurance. So it’s very tempting to pay the second off first, but at this point we plan on doing the first first because of the faster pay off on it and the “feeling” of accomplishment. Confused yet? LOL!

I think I agree with Mark

Pay off the rental first. You owe less money on it and when you do sell it, you will have that money to use as needed, whether it’s to pay off the home you live in or add to your emergency fund, or whatever…..Just curious, does you dad pay rent? If so, when you are no longer paying on the rental, the money he gives you can go to pay off your house.